Make the personal financial resolutions that will get you closer to the life you want. Set small, short-term goals.
- Spend less. Monitor your spending by tracking monthly expenses so you have a better sense of where your money is going each month.
- Pay down debt. If paying off all debt is too difficult, deciding on a percentage you’d like to shrink it down by may be a more reasonable approach.
- Simple saving. Setting smaller short-term or seasonal goals can give you a psychological boost.
“It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.” George Lorimer